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Unit 15: Money

MONEY

Phrasal Verbs to Learn
save up
/seɪv ʌp/
to keep money (for a particular purpose) (Tiết kiệm tiền)
He saved up for a year for a new motorbike.
splash out (on)
/splæʃ aʊt/
to spend a lot of money on something that is not essential (Tiêu pha vào những thứ không thực sự cần)
When his father died, he inherited a large property and constantly splashed out on useless parties.
cut back (on)
/kʌt bæk/
to reduce expenditure (Giảm chi tiêu)
Although we had to cut back on spending, our life is still difficult.
shell out (on)
/ʃel aʊt/
to spend money on something (when it's expensive) (Tiêu xài cho việc gì - khi giá cả đắt đỏ)
I had to shell out a hundred dollars on the dinner with her.
get by
/ɡet baɪ/
to have just enough money to live on (Chỉ đủ vừa sống)
They are finding it increasingly difficult to get by since their daughter was born.
tide over
/taɪd ˈəʊvə(r)/
to help sb operate through a difficult period (Giúp ai đó qua khỏi giai đoạn khó khăn)
This $50 will tide me over until I get paid.
pay back
/peɪ bæk/
to repay the money borrowed (Trả lại số tiền đã vay mượn)
She would have got angry if I hadn't paid her back.
Reading & Listening
Các bạn hãy đọc đoạn văn dưới đây để hiểu hơn về cách sử dụng của các cụm động từ trong bài học.
Vietnam's Economy Review
Another year has come on earth, and it is time to review Vietnam's economic situation throughout the entire year of 2012, a year full of challenges. Vietnam's economy expanded at its lowest rate in the last 13 years due to rising bad debt levels while foreign investment rates and consumer spending growth slowed. This has badly affected the daily life of both laborers and businesses.

 

In spite of the fact that inflation has eased, prices remained high in Vietnam in 2012. Employees had to try their best to get by on such a small salary. Different from previous years, it was almost impossible for laborers to save up their monthly earnings.

 

The slowdown in economic growth has not only affected employees' life, but also hurt businesses' benefits, especially in the travelling and industrial sectors. In 2012, it seemed that people were unwilling to shell out a lot of money to buy luxurious goods or splash on a trip around far-away locations like Europe; instead they visited local beauty spots to cut back on expenses. In order to help tide over enterprises during difficulties, many solutions were created. Most noticeably, on May 4th, the State Bank of Vietnam issued a circular, imposing a 15 percent cap on lending interest rates for the four preferential sectors. However, bank loans with such low interest rates are still beyond the reach of many enterprises, and most of the businesses have to pay back the loans with a per annum rate from 16 to 18 percent.

 

2012 has passed, and another year has come. Where our national economy is going next is now entirely up to precise decisions from the Government. In order to achieve higher economic growth in 2013, stronger efforts from all sides are required.
Short Conversations
Các bạn hãy nghe các mẩu hội thoại dưới đây để hiểu hơn về cách sử dụng của các cụm động từ trong bài học.

A: I've heard that you just shelled out on a nice car, didn't you?

B: Yeah. I have saved up more than two years for it. It's really worth it.

A: Why are you always going shopping and splashing out on mountains of dresses while you constantly complain that you don't have much money?

B: Well... Actually I always try hard to cut back on daily expenses, but I can't stop spending on such beautiful clothes. Am I a shopaholic?

A: Could you lend me $50, please? It's urgent. I promise to pay you back next week.

B: I'm really sorry. I'm broke myself. I only have about $50 left to get by. It tides me over until the end of this month.

Phrasal Verb Quiz
Các bạn hãy làm bài quiz sau đây để ôn tập cách sử dụng của các cụm động từ trong bài học.

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